No one should be allowed to carry credit card debt.

I don't think that people should be allowed to carry credit card debt. Our economy is so bad and they are just worsening the problem. People spend money that they don't have! We can blame the people with credit card debt for that but why are they even allowed to spend money that the don't have anyways? Layaway is acceptable on objects over a certain amount of money. But if a person has multiple things on layaway then they could go in major debt and cause the economy more damage. I agree with the statement no one should be allowed to carry credit card debt.